Your target income, business expenses, taxes and real billable hours in; the minimum hourly rate you need to charge out. No signup.
This is your floor, not your ceiling — price specialist skills and outcomes above it.
Do this automatically
Save your clients, email each invoice with the PDF attached and see what is paid, due or overdue. Clients pay from the invoice email without creating an account. The Free plan covers 5 invoices a month.
Free plan · no credit card · cancel anytime
Because employees are paid for ~2,080 hours a year while freelancers typically bill only 20–30 hours a week — the rest goes to finding clients, admin and unpaid gaps. Your rate must also cover expenses, self-employment taxes, and time off no one else pays for. That is all priced in here.
Most full-time freelancers genuinely bill 20–30 hours a week. If you plug in 40, you're assuming zero admin, zero marketing and zero empty weeks — the classic way to underprice.
Use your hourly rate as the floor for pricing projects: estimate the hours honestly, multiply, then add margin for revisions and risk. Experienced freelancers usually earn more per hour on fixed-price projects — but only when the underlying rate math is right.